In this day and age it really is harder and harder to save money. I just heard about a lady who puts her credit cards in the freezer - so - she has to thaw them out to use them. Wow - the miracles of the refrigerator.
I think a better idea is just make sure you pay off the darn credit card bill every month - so - you don't have interest charges. That is a huge savings for some people.
How to make fun and cheap party snacks:
I just love frugal treat ideas.
So remember - pennies do add up - be penny smart - and be penny wise.
And, remember - always - always - pay yourself first.
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