These days it is really hard to save money. But, if we can just get back into that piggy bank mentality I know that if I can do it - so can you!
Why the Penny Saver Blog - because just like you - I need to be a better saver - and less of a spender.
I have lots of ideas to share - so here goes - the launch of the Penny Saver Blog.
One thing about blogging - I am not in the shops spending money.
I believe we have too much stuff - clutter - in our lives - if you have a house your lucky - garage sales are good ways to get rid of unnecessary items - and you will have money - to put in the piggy bank.
Piggy bank ideas:
When you go into the cosmetic section of the drugstore - lets say it's Shopper's Drugmart - ask for samples of your favourite face cream - it comes in handy when your running out of what you use everyday.
Only shop big time in Shopper's Drugmart when it is 20X the points day - and only redeem on redemption days. That will pay you back big time on what you spend. Always use your Shopper's Drugmart Optimum Card - don't shop there without it.
I am a Points Collector - RBC Avion Points - are so great. My points actually paid for my trip to Las Vegas - and I stayed on budget. Whatever you do a lot of - collect those points.
If you pay off your credit card every month - good for you - your not paying interest. You can put those pennies in the piggy bank.
For those struggling with the bills a few things to remember is always pay yourself first.
If at the end of the month you paid all your bills and you pay something down on the entire month's billing - then your piggy bank plan is working.
You know all those drinks - like vitamin water - we indulge in - always make two drinks out of one - just water everything down with water and ice - you will find it has a nice taste - not so sugary.
Go meatless if you can! I only eat meat when I go out to a restaurant with friends or family - but that's me!
Never, ever, go dumpster diving please - that is just outrageous and full of germs. Some frugality sites talk about that but I just find that gross.
I go shopping when my fridge is almost empty - that way - you eat what you have at hand - and throw less out.
Everyday I pledge to do one thing to help me save money.
Your money saving ideas are like gold to me - so please send in those money saving comments.
Together - we will share and swap money saving ideas.
Watch this video on how to save money.
Sometimes you need a distraction to spending. Put a big sticky note on the fridge and say - no big purchases today! Baby steps are the best way to save - or you will just give up right away!
Buy cheap e-books instead of the really expensive ones. Below are some examples:
Why the Penny Saver Blog - because just like you - I need to be a better saver - and less of a spender.
I have lots of ideas to share - so here goes - the launch of the Penny Saver Blog.
One thing about blogging - I am not in the shops spending money.
I believe we have too much stuff - clutter - in our lives - if you have a house your lucky - garage sales are good ways to get rid of unnecessary items - and you will have money - to put in the piggy bank.
Piggy bank ideas:
When you go into the cosmetic section of the drugstore - lets say it's Shopper's Drugmart - ask for samples of your favourite face cream - it comes in handy when your running out of what you use everyday.
Only shop big time in Shopper's Drugmart when it is 20X the points day - and only redeem on redemption days. That will pay you back big time on what you spend. Always use your Shopper's Drugmart Optimum Card - don't shop there without it.
I am a Points Collector - RBC Avion Points - are so great. My points actually paid for my trip to Las Vegas - and I stayed on budget. Whatever you do a lot of - collect those points.
If you pay off your credit card every month - good for you - your not paying interest. You can put those pennies in the piggy bank.
For those struggling with the bills a few things to remember is always pay yourself first.
If at the end of the month you paid all your bills and you pay something down on the entire month's billing - then your piggy bank plan is working.
You know all those drinks - like vitamin water - we indulge in - always make two drinks out of one - just water everything down with water and ice - you will find it has a nice taste - not so sugary.
Go meatless if you can! I only eat meat when I go out to a restaurant with friends or family - but that's me!
Never, ever, go dumpster diving please - that is just outrageous and full of germs. Some frugality sites talk about that but I just find that gross.
I go shopping when my fridge is almost empty - that way - you eat what you have at hand - and throw less out.
Everyday I pledge to do one thing to help me save money.
Your money saving ideas are like gold to me - so please send in those money saving comments.
Together - we will share and swap money saving ideas.
Watch this video on how to save money.
Sometimes you need a distraction to spending. Put a big sticky note on the fridge and say - no big purchases today! Baby steps are the best way to save - or you will just give up right away!
Buy cheap e-books instead of the really expensive ones. Below are some examples:
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